Arrest Your Debt

The closure of many public establishments, such as restaurants, movie theaters, and clubs, have forced many in the labor force to pursue jobs where you work alone without real human interaction. Yet, even before the pandemic, workers have increasingly turned to jobs that do not require physical attendance at an office. People who would rather work alone and enjoy working from home seek flexibility, solitude, and the absence of conflicts that inevitably come from public gatherings.  If you seek a job where you work alone, chances are you might have motivations that include the ability to spend more time with family or be your own boss. You may also find yourself among the 25 to 40 percent of people identified as introverts . This personality trait might involve limited public interaction, but it does not necessarily constrain your job or career path. In reality, the opportunities for introverts are diverse in terms of job descriptions and benefits.  Are You An Introvert? Being l

Whether you’re saving for something in particular or you just want a nest egg for a rainy day, a savings account is a great place to start. When you’re saving, interest is everything. If you choose an account that offers a high-interest rate, your savings will grow quicker – which is something I’m sure any saver would find appealing.  There are many savings accounts out there that are okay – but you should be looking for an account that has it all – a good interest rate, online services, and even bonuses! There’s a savings account for you out there – keep reading to hear more about some of the best savings accounts in 2020 – including a list of their pros and cons. For a more in-depth look at savings accounts, you can head on over to crediful.com or  click here for more information . CHIME Pros Over 38,000 ATMs free to use Convenient mobile app full of features ZERO monthly maintenance fees Generous 1.0% interest rate Great saving tools Cons No physical locations If y

Qube Money is turning the traditional cash envelope system on its head by creating digital cash envelopes. As financial technology (fintech) continues to move forward in the app space, Qube Money is a smart banking solution by moving “cash is king” to the digital world. Changing Our View Of Money Since the beginning of the COVID-19 pandemic, retailers have been reluctant to accept cash for services or products. I have seen numerous signs state, “ credit or debit only ” as a form of payment. For those of us who have struggled with debt, we have grown to love our cash envelope budgeting system which keeps us from overspending. In fact, I wrote a detailed post about how to budget with a cash envelope wallet to keep you on track with your spending. I have speculated for the past year or so for the need for a cash envelope alternative. However, the only alternatives have been credit cards and debit cards that are easy to blow past your budget. Qube Money I first learned about Qube

While I would like to believe Arrest Your Debt is the only financial education website you ever need to visit, I realize there are many other great free resources available on the internet. At the risk of sending people away from my site, I feel it is my job to make sure my readers know about the best free financial education resources on the world wide web – even if they are not mine. This list is updated continuously with the most up to date information to keep it relevant. Whether you’re just starting on your finance journey and trying to build a budget or want to begin investing, these resources will put you on the right track. These are some of my favorite resources, but I’m always open to new information sources. Do you know of any other great free websites? Drop me a line at ryan@arrestyourdebt.com , so I can get it added to the list! 1. Pigly I recently stumbled upon the website Pigly, which offers a wealth of resources focused on financial education. There is a real ef

You’ll be hard-pressed to find anyone who doesn’t aspire to start their own business and work for themselves. And for a good reason. Apart from being able to make more money and a flexible schedule, it also presents us with the opportunity to work on the things that matter to us rather than serve as little more than a mere cog in someone else’s machine. But as the saying goes, nothing worth having is easy. And this statement is true, especially when it comes to starting a company. After all, the road to business success, regardless of industry, is usually paved with many hardships and difficulties. And it shows in the numbers. Approximately twenty percent of new businesses typically go under within two years. Fortunately, it’s not all doom and gloom. Despite all the challenges that it presents, you can achieve where many others before you have failed with some careful planning, preparation, and research. And in this article, we will discuss seven essential things you need to know w

Failing to plan is planning to fail – Benjamin Franklin If you don’t have a budget, you are living dangerously. You have either fallen off the proverbial financial ship or are taking on water and sinking slowly without even realizing it. It’s time to learn how to make a budget and stick to it. This article is a step by step introduction for how to create a basic budget so you can improve your financial situation. Before we start,   get your free budget printables here. This free budget worksheet will help you get your finances on track. This article includes everything you need to know to get started with a monthly budget. If you have a savings goal you are trying to hit or are tired of living paycheck to paycheck, a budgeting plan is the first step to reach financial freedom. The best personal finance advice I ever received is “personal finance is personal .” Each person’s budget will be different from the next one. Your budget is the first step in taking control of your life