Arrest Your Debt

“One hundred fifty thousand dollars on the build-out, two hundred seventy-five on the business, and another couple hundred on the goodwill…” It was like a sick and twisted math problem, circa 1st grade, just adding up all the small business loans we had taken out. Was I stressed and burnt out , and (in an honest moment) just a little terrified? I was. But, at the same moment, I would also admit to feeling as professionally “alive” as I had ever felt in the past. There we were, a married couple in our early thirties and now business partners. We had just signed the final documents to take ownership of our new dental practice and immediately begin construction on a brand new office (not by choice but out of necessity). There were 5 employees, a mountain of debt , an underperforming practice, and a major fork in the road. Our lives and the lives of our new Team (as I call them) would profoundly change depending on which arm of the fork our journey would lead to. Success – or – failur

I’m Drowning In Student Loan Debt – Should I Buy A House? A topic about mortgages appeared recently on Dental Town , which is the world’s largest online community for dentists. The post discussed a video (see below) in which the wife of a recent dental school grad called in to get some advice on whether she should pay off their student loan debt before buying a house. In typical Dave Ramsey fashion, he aggressively answered her question. View On WordPress from Tumblr https://ift.tt/31TDpKB via IFTTT

Have An Old Cell Phone? Sell It Here For Top Dollar! I don’t know about you, but I ha ve several old cell phones and an iPad laying around the house. They’re laying around because I haven’t figured out what to do with them. Wouldn’t it be great if there was a way to sell your old mobile devices easily without all the hassle?  Of course, the carriers would love to take them off your hands for you. But that’s kinda like trading in your used car . You… View On WordPress from Tumblr https://ift.tt/2YaURYY via IFTTT

29 Great Things To Do This Weekend With Your Friends [2019] If you are tired of doing the same things every weekend and need to change it up a bit, check out some of these cheap, fun, and free activities to do with your friends! (more…) View On WordPress from Tumblr https://ift.tt/2KCqkQA via IFTTT

Wedding Planning Basis: Save Money With This Plan! Congratulations — you’re engaged! While the media might lead you to believe that wedding planning is stressful, overwhelming, and expensive, it certainly doesn’t have to be. In this article, you’ll find the best tips and tactics for planning a wedding on a budget you can afford– all without the stress! Say whaaaat? (more…) View On WordPress from Tumblr http://bit.ly/2RyVjgX via IFTTT

A Financial Newsletter Actually Worth Signing Up For (Besides Mine) You know what I hate ? Email! At work, I am tied to my computer and have to go through 30-40 emails a day. Most of my work email is not related to me and it quickly gets deleted. The problem with this is it takes time to read through the email to see if it’s relevant or not. (more…) View On WordPress from Tumblr http://bit.ly/2KxEnHc via IFTTT

How I Make Money On eBay eBay is a great resource to start selling your unwanted things. It’s safer than Craigslist or OfferUp because you don’t actually have to meet anyone in person. It is a great alternative to get rid of your old unwanted items and I’m here to show you how to do it! (more…) View On WordPress from Tumblr http://bit.ly/2ItSgE4 via IFTTT

How To Invest In Real Estate With Only $500 This post was written in partnership with DiversyFund. I love investing in real estate because it adds another layer of protection to your investment strategy. If you are only invested in stocks and bonds, when the market tanks, your investments will tank with it. Adding real estate can help hedge against losses and can work in conjunction with investing in index funds. (more…) View On WordPress from Tumblr http://bit.ly/2IsztJa via IFTTT

How To Get Out Of Debt Living Paycheck To Paycheck Living with debt can be extremely embarrassing. If you’re living paycheck to paycheck, it can seem like you’re the only one with money issues. In addition, you can’t figure out how your friends can afford their cars and vacations when you make the same amount of money. I’m here to tell you that most of your friends are in debt – just like you. (more…) View On WordPress from Tumblr http://bit.ly/2FjBS7b via IFTTT

What Is Your Reason For Living? We all have something or someone we are living for. You could be living for your spouse, for your children, for yourself, or any other important person in your life. You could be working towards a retirement full of travel, expensive toys, or for that big ranch-style house you always dreamed of. You could be living with your head in the sand, refusing to look to tomorrow because today has enough… View On WordPress from Tumblr http://bit.ly/2XjOB3P via IFTTT

What You Need to Know about Fundrise and DiversyFund : If you’re looking for other investment opportunities, REITs are a great avenue! Check out this latest overview by The Money Mix (who I work with on a regular basis). from Tumblr http://bit.ly/2WPFRmt via IFTTT

Too Busy For A Side Hustle? Try One Of These! So you’re trying to make some extra money on the side, and are looking for side hustle ideas to cash in on the entrepreneur lifestyle. Because everyone’s doing it — hustling to make a few extra bucks, trying out a couple of side gigs or work from home jobs here and there. (more…) View On WordPress from Tumblr http://bit.ly/2wTbSL8 via IFTTT

New iPhone, ONLY $1,099.00!!! How bad do you want it? Do you want it enough to put it on your credit card? If you go to the Apple store, they will be more than happy to break down the price of the phone into small monthly payments in your bill. You won’t even notice the monthly fee, will you? (more…) View On WordPress from Tumblr http://bit.ly/2MJu8l2 via IFTTT

Where To Get Keys Made [Fast! – 2019] If you find yourself locked out of your vehicle or your home without a spare key, you will quickly learn how expensive breaking a window or calling a locksmith can be. Take the time to get your keys copied for only a couple of dollars. It’s worth it in the event you find yourself locked out! (more…) View On WordPress from Tumblr http://bit.ly/2WAZRZW via IFTTT

Are Reverse Mortgages As Bad As They Say?

Why You Need An Emergency Fund And A Spare Tire This morning I got all ready for work and completed my normal routine. I put my work bag in the car, put the trash can away, and started to back out of the driveway in my 12-year-old car. As I backed out, I felt an odd feeling from the right side, almost as if my car was struggling to move. I initially dismissed it because driving a 12-year-old vehicle comes with new sounds and odd behavior each… View On WordPress from Tumblr http://bit.ly/2WtjoLT via IFTTT

A while back I was feeling rather bored with life because I didn’t have a hobby. I tried to pick different hobbies here and there but nothing really  stuck.  I quickly lost interest in everything I tried because I didn’t really have a passion for it. Not too long ago I stumbled into something I absolutely LOVE to do. I started a blog and I find myself thinking about strategies and different ways to help people all day and night. What started as a hobby has quickly turned into an obsession. It has reenergized me to levels I didn’t think were possible. Blogging may not be right for you, but I encourage you to explore different hobbies to find something that excites you if you have found yourself stuck in a life rut. What Hobbies Do You Currently Have? A while back when I was in a rut, I did not have any hobbies. As I got older, I lost interest in things I previously liked to do. I no longer had time to play video games for hours on end and I found myself in a revolving daily routine.