Arrest Your Debt

Many people have a hard time sticking to a budget. They often find themselves spending more than they intended when they were setting their goals for the month. Some people find it difficult to stick with their budgets because they’ve been living beyond their means for too long. It may be time to cut back on how much you spend.  Budgeting is not a new concept, with the 50-30-20 rule being one of the popular  budget calculations . Two years ago, the average American family  committed $61,334  to household budgets. Budgeting goes beyond planning, and the important thing is sticking to your plan. No matter why you’re budgeting, the following tips should help you see things through and be consistent.  1. Commit To Using Budgeting Tools And Methods It is one thing to plan or set a budget and another to find the right tools to help track or monitor your monthly expenses. These personal finance tools help individuals project, record, and track their expenditures ...

As prices appear to be on a mission to reach new historic highs every month, attempting to save money has become more important than ever. Be it for a rainy day or your next big expenditure, being more conscious about your spending is the best way to start, with a hard budget plan never doing any harm. However, it doesn’t just have to be about not buying certain items; you can cut down your monthly expenses. Many people see these regular outgoings as set in stone, but the more expensive something is, the more wiggle room you’re likely to find among competitors. Here are some areas that you can explore. 1. Ditch Mobile Plans Outright All over TV, the big-name smartphone providers advertise their latest and greatest models, and, invariably, these must-have devices cost upwards of $1,000 each. So, when a mobile provider offers the seemingly cost-effective plan of two years, $30 per month, and you get the mega smartphone, it sounds like a great deal. But, it simply isn’t, especially a...

Most everyone will agree that doctors, lawyers, engineers, etc., are careers with high income skills. But all of these require at least four years of college, if not more. Because these specialized skills need formal education, it’s understandable why they demand a high income. However, did you know there are skills you can learn to generate six figures without a formal education? Keep reading for a list of 29 valuable skills and how you train for them.  What Is A High Income Skill? The Difference Between A Skill And A J.O.B. A skill is something you do. Hard skills are things like being able to type, whereas a soft skill would be more nebulous like a “good communicator.” Soft skills are often much more challenging to learn than hard skills, partially because everyone’s perception of what constitutes a “good” mastery of a skill is subjective. It is easy to see if you can type 65 words per minute with no errors, while it is not easy to know if you will be able to get along wit...

If you are looking for a new and exciting career, transportation may be a good fit for your personality. Deciding if transportation is a good career path for you depends on what you are looking for and your understanding of what the industry entails. Transportation is a means of delivering goods or products from the manufacturers to the consumers or customers. Almost all the trucks you see on the roads are tasked with transporting goods from one place to another. Other modes of transport happen on bodies of water by the use of boats and ships, and also by air. Transportation is a promising career path that employs numerous people. In the United States alone,  about 426,362 people  work in the public transport industry.  Not to mention, transportation is a great career path that pays well. Some well-paying types of careers in transportation operations include truck driver trainers, delivery drivers, long-haul drivers, tanker drivers, and private fleet drivers. In th...