Arrest Your Debt

Sometimes you need a little more money. When your regular job isn’t covering what you need, you turn to other opportunities. This is especially true if it’s the holiday season and you want to stay out of debt but still spend money. Today there are a crazy number of  ways to make different  types of income. Whether you take on a traditional  side job , start your own gig, or use one of the many ways to prove that success is the best revenge, we’ve got you covered! Let’s dive into the best seasonal jobs for anyone below.  What Is a Seasonal Job? A seasonal job is a short-term position. Companies hire seasonal positions during their ‘busy times,’ such as Christmas for retailers and restaurants and summer for landscaping companies and pools.  You can find seasonal jobs at your local stores, online, or even at larger corporations who need temporary help during busy seasons. Temporary jobs are a great way to increase your disposable income or even create  ...

It wasn’t that long ago we were writing grocery lists down on a pad of paper and checking things off with a pencil as we walked around the store. Now, my wife types a list in Microsoft ToDo, which is synced to both of our phones. I go to the store and check off the items in real-time as I put them in the cart. Learning to use these mini-computers in our pocket to our financial advantage is essential to keeping our monthly budget on track. There are plenty of great uses for smartphones that leverage technology in our favor to save and make extra money each month. This article will detail some of my favorite apps to make and save money each month. Microsoft Excel The one spreadsheet tool that started them all is Microsoft Excel. While it is still relatively archaic and difficult to use than modern-day financial applications, its robust features are still a great choice. My wife and I still use Microsoft Excel to plan and track our monthly budget. While I know there are apps out ...

Investing is necessary to hit nearly every financial goal imaginable, including retirement. Some people are scared of investing, but what you should really be afraid of is the consequence of not investing. There is a huge opportunity cost to sitting on the sideline. For example, take someone who is a diligent saver and put away $10,000 per year from 25 to 65. If that person puts that money in an  interest-bearing account , like a savings account, that yielded an interest rate of 1% on average, they would be left with just over $500,000. Not bad. But if you were to invest that money instead, you’d have over $1.25 million! That’s right, assuming a modest 5% return on your investment every year, you’d more than double your money when compared to keeping it in a bank account . And if the market returned 7% on average, which is closer to its  historical average , you’d have north of $2.10 million! That’s a 4x return over a bank account. Below, we’ll provide a complete guid...

Are you a stay at home mom who needs or wants to work as well? Here is some great side stay at home mom jobs that all share one thing: flexibility. These are all great jobs you can do while also being an  awesome mom . I know that being a stay at home mom isn’t easy. I also know that sometimes you need to work as well as being a stay at home or homeschooling mom. Here are some stay at home mom jobs that you can do while nursing your baby or between  putting up a pot of soup  or doing an  indoor scavenger hunt  with the kids. There are so many work-from-home job opportunities and ways to make money online . Many of them say all you need is a high-speed internet connection to get started, but you also need quiet and undivided attention to make them work. If you have real human kids around, then you know that is not always possible! I have created a list of stay at home mom jobs that you can do with kids screaming (hopefully happily) in the backgroun...

For many households, meal preparation on a budget can be stressful because of  budget constraints and the hassle of finding various food options . The stress could also come from shopping with an endless grocery shopping list or finding the time to cook during a hectic week. Let’s get right into how to create a monthly meal plan on a budget! For families worried about budget and time constraints, a monthly meal plan is an excellent option to save money on groceries while having meals prepared hassle-free on a budget. This article will cover a few specific topics: Chapter 1: What is a meal plan Chapter 2: How to create your own meal plan Chapter 3: How to save money on groceries Chapter 4: Meal plan subscription services – a solution when you don’t have time What Is A Monthly Meal Plan? A monthly meal plan is simply a way of organizing all the meals you would like to prepare in a month based on budget, ease of preparation, and preference. A meal plan is an excelle...