Arrest Your Debt

One of the more popular Google searches today has to do with achieving  financial freedom . Since real estate investing is often part of achieving financial freedom, it’s not uncommon for people to search for the best real estate books. I’ll give you my list in this post.   When I turned 40, we reached a debt-free status , which felt great for about….two weeks. As a periodontist, my life has been centered around  setting and accomplishing goals . After getting accepted into dental school then a residency, the next goal was starting a practice then eventually paying off student loan debt and our home. So when I hit 40, I asked myself, “ Hey self, what’s next ?” At that time, we had only ONE income source coming in, and that was from the practice. *Active or earned income is the HIGHEST taxed source of income. Something else that bothered me was the thought of not being able to work. What if I was injured or disabled? How would I take care of my family? I continue to...

First responders risk their lives to protect society from criminals, disasters, and other ills that we face. In appreciation, and in recognition of the fact that many remain underpaid , many companies provide first responder discounts. Some companies bestow significant discounts, saving first responders considerable money on purchases. Discounts may apply only to active first responders, while others apply to retired first responders as well. Occasionally, offers also extend to immediate family members of first responders. Table Of Contents Who Is A First Responder? How Do First Responders Claim Discounts? What Discounts Do First Responders Get? Do National Chains Offer First Responder Discounts? Does Chick-Fil-A Offer A First Responder Discount? Does Amazon Offer First Responder Discounts? Does Home Depot Offer First Responder Discounts? Does Lowe’s Offer First Responder Discounts? Does Nike Offer First Responder Discounts? Does Disney Offer First Responder Disco...

We’re all aiming for security and stability in every aspect of our life. As we grow older and more responsible, we start to realize how significant it is to look further into our future and think about the long term effects of our current actions. This is precisely why we have to track and manage our finances and make sure we take full control over them. But, not everyone’s aware of how proper finance management is conducted. Luckily, we’ve got you covered. We’ve put together a list of 7 tips and tools that can help you manage your personal finance like a professional . This can help you reach your short and long-term financial goals and take full control over your money. Let’s break it down together. 1.    Analyze Your Income Starting from scratch, the first thing you’ve got to do is to analyze your family income. You’d be surprised to hear how many people don’t know for sure what’s the monthly income of their family. Therefore, sit with the rest of the family m...

Weddings seem to be getting more and more expensive. Couples have a hard time finding ways to save money on the big event. Wedding dress rental is something that may make sense. Before you stop reading, please hear me out on this. When it comes to planning and paying for a wedding, couples should spend according to their priorities. The easiest way to identify  how to budget for a wedding  is to discuss what is most important to you and your soon-to-be spouse. Some commonly named top priorities among engaged couples: photography, venue, and the guest list. That makes a ton of sense because where you celebrate and who you celebrate with are two things that impact how you feel on your wedding day. And, of course, photography is the tangible reminder of all the fantastic memories you’ll share on that special day. One thing that doesn’t always rank as highly among the list of priorities is the wedding day attire. Anyone who’s ever seen an episode of “Say ‘Yes’ to the Dress”...

Six years, three months, and fourteen days. If you have a countdown clock like this for your retirement, you might be a Police Officer.  Law enforcement can be a rewarding and fulfilling career . On the other hand, that fulfillment can also come with stress, missed family gatherings, and unpredictable schedules. For all the pros and cons of a career in law enforcement, an officer typically knows when it is time to hang it up and join the retiree club or the “check of the month club” as some like to call it.  Preparing to join this club is one of the most critical parts of your career. However, it is also one of the most overlooked aspects of your career. Not having a proper retirement/financial plan can be a recipe for disaster and ruin your future. We will look at some of the most important aspects you should plan for and why police officers and law enforcement typically require more sophisticated financial advice than the average retiree. Be sure to stick around until t...