Arrest Your Debt

If you are not a native of the US or live permanently in the country, you might or might not have to pay the taxes in the US. This depends on your status in the country.  The term “aliens” is used to categorize people who are not the citizens of the US, and nonresident aliens are those who are temporarily in the country as they did not pass the green card or any other substantial presence tests.  Depending on the purpose and length of your stay in the country, you may or may not be eligible for tax payment on your earnings. Let’s take a detailed look at this.  What Are Nonresident Aliens? People from foreign countries or foreign nationals who reside in the US and earn within the country have to pay taxes on the income . To determine the tax rate easily, the IRS has separated the foreign nationals into resident and nonresident aliens.  Resident Aliens Resident aliens are the citizens of the US or foreign people living in the country who have qualified wither the green card test o

Emergencies spell out the need for instant cash and many of us do not have emergency funds to help offset a financial crisis. Before you make the decision to pawn vs sell your items, be sure to read the rest of this article to get the most money. In case of a financial emergency that cannot wait, an attractive option would be to turn to a pawn shop. A pawn shop offers you two options: sell or take a loan. If you require quick cash, a pawn shop is one option that provides a quick solution to a money shortage in a matter of minutes. A pawn shop exchanges your valuables with a percentage of the value of your items. The Difference Between Selling And Pawning Pawning is the process of giving out an item, personal property, or valuable for a collateral loan offered in shops offering secured loans. Selling your items in a pawn shop means that a person in need of cash gives out the right to their personal property or valuables and exchanges it with quick cash. The key difference between

The tattoo industry is one of the most rewarding when it comes to earnings for tattoo artists. It is a highly valued industry that has been on an upward trend and continues to grow. If you have ever wondered “how much do tattoo artists make,” and are interested in a potential career in the tattoo industry, this post will give you all the information you need to get started! A career in tattooing is excellent for those who have a passion for the craft of tattooing, but the trade can also be mastered through training, apprenticeship, or experience. According to Indeed job statistics, tattoo artists make an average basic salary of $64,106 annually. However, the highest-paid tattoo artist can make up to $150,000, with some exceptions of celebrity ones like Ed Hardy and others that earn beyond the amounts captured in statistics. With just a highlight above, it is not enough to conclude that an artist earns the amount I have mentioned since this can differ with a number of factors that I

Knowing how to refinance a car is becoming more important as interest rates continue to rise. Car owners can get a lower interest rate by refinancing car loans, saving money. The purpose of an auto loan refinancing is to replace the current car loan with a new one and, typically, with a different lender to improve the loan agreement. In the new loan, the vehicle acts as collateral, as in the original loan, but the conditions of the loan are different. You should be familiar with the process of refinancing a car to lower monthly payments, get a reduced interest rate , and modify the total length of the loan. Benefits of Refinancing a Car Before discussing the specific steps of refinancing a car loan, let us look at the benefits of auto loan refinancing. Lower Interest Rate Your credit may have improved since you first bought your car. However, external conditions can also cause the market interest rate to decrease over time. Therefore, refinancing your car helps you get a lower

Creating and sticking to a household budget is no small feat, especially if you are new to budgeting. Chronic overspending causes carrying credit card debt, so it’s crucial to master budgeting and learn to live below your means. Thankfully, most people tend to overspend on just a few budget categories, which is why cash envelopes can be effective. They are a simple tool to control spending in those targeted areas. Here is a guide for using cash envelopes to help you manage your budget and stop overspending today. What are Cash Envelopes? The cash envelope is a budgeting system that only uses cash to pay for specific cost categories. Each cash envelope holds the money you allocate to that category for the month. This significantly reduces impulse buying and overspending. Using cash to pay is an excellent way to track and control spending. Once you spend the cash in an envelope, there is no more spending on that budget category . This system provides a tangible way to pay for expe

The United States is going through a student debt crisis. Current outstanding student loan debt has reached $1.76 trillion, and an average student graduates with $38,000 in debt. This debt is almost impossible to get rid of – even if you declare bankruptcy! But it  is  possible to have it forgiven thanks to special programs. Some of them allow you to go on an income-based repayment plan (after a certain period, the unpaid part is forgiven). Others reward you for working for the public good. Even if you’re still in college, it’s not too early to think about student debt forgiveness. However, all programs come with strings attached, so you’ll need to adjust your plans for the future if you want to become eligible for one. It may take some time to wrap your head around the programs’ conditions. For example, “Would I need to  do my homework on EssayPro  to make time for it?” Well, it’s a good idea. And once you offload your homework and have more time on your hands, here are six progr

Saving money on car costs can be difficult, but there are ways to do it. Follow these tips, and you can save money on your automotive expenses. Spoiler alert: the most reliable option for saving money on your auto costs is to invest in the care and maintenance of your car. Other ways to save money on car expenses may include car washes, regularly scheduled oil changes and tune-ups, and other such activities. Safe driving and keeping up to date on recalls will save money in the long run too. You can save money by being frugal and shopping for the lowest insurance and mechanic rates. 1. Invest In An Extended Warranty Land Rover is just one of many manufacturers that offer excellent extended warranties that will save you money on repairs and other automotive expenses. Like many other companies, the  Land Rover extended warranty  covers parts and labor, so you won’t have to worry about paying for repairs out of pocket. Suppose you’re looking for a way to save money on your automotive

The average internet user will probably stumble on many discussions and posts about NFTs on their timeline.  The sudden rise of NFTs took the digital world by storm, people suddenly got interested in the technology, and investors started investing huge sums into projects.  Even lukewarm enthusiasts who don’t want to be left behind on the next big thing are learning  how to buy NFT .  While NFTs continue to enjoy the media craze, people are now trying to compare the opportunities this technology brings and the downsides. Does the benefit supersede the disadvantages, or is the NFT craze a temporary thing?  Let’s dig in and explore what NFTs are, the benefits of the technology, and of course, the challenges they may pose.  What Are NFTs?  Non-fungible tokens are the full meaning of the acronym NFTs; the combination ” non-fungible” and “token” represents the whole picture of NFTs.  Any economic asset replaced by a similar one is fungible; they are not unique, such as the US dollar