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In most cases, home selling is a time-consuming and exhausting process – there are simply too many tasks to tackle, and it’s impossible not to get intimidated. On top of that, considering that people stay in their homes for ten years on average, the anticipation of parting with all the memories you’ve built there can feel overwhelming – especially if it’s your first time.  There are many reasons people decide to sell a house, though many involve some unpleasant surprises. For example, if one of your family members dies and you need money, you could always get a  probate loan  instead of getting rid of a house. But, unfortunately, this won’t always apply. Hopefully, the reason you’ve decided to sell your home in the first place can help you minimize the stress this entire endeavor entails. Fortunately, there are certain steps you should follow that will navigate you through  selling a house , making it more manageable and less stressful.  Below, you will find...

To determine “why is gold valuable,” it’s necessary to understand some unique principles and properties of this highly sought-after metal. Gold is a noble metal that’s been in use for over 6,000 years. Gold is a rare and valuable commodity that has been mined for many purposes. It’s also used as an investment because its prices are stable. Its chemical properties are the 79th chemical element in the periodic table (the number of protons in the nucleus is 79), and its chemical symbol is Au. Gold’s Atomic Weight (average mass of the atom) is 196.96. Other properties of gold are; that it has a density of 19.3 grams per cubic centimeter, a melting point is 1,947.7 degrees Fahrenheit and a boiling point of 5,162 degrees Fahrenheit. Gold is a transition metal and does not form part of alkaline metals. The History Of Gold: How Did Gold Become Valuable? Before we can understand the modern times, it is important first to know the history of gold. For example, gold was used by anc...

Socially responsible investing (SRI) is on the rise. As responsible investors become more aware of their money’s impact on the world around them, they are looking to make more socially conscious decisions with their investment dollars. As a result, there’s an ever-increasing number of investment management firms to choose from regarding SRI. But what exactly does socially responsible investing entail? And why is this concept important to discuss today?  Understanding Socially Responsible Investing Sustainable investing allows you to align your investments with your social values. Although it may be appealing to invest only in businesses you feel good about, conscious investing has many more considerations than simply choosing to support companies with positive reputations. As interest in socially responsible investing grows, it is important to understand the driving forces behind this investment method. Socially responsible investing is based on the idea that people should no...

Every parent wants what’s best for their kids. While some focus on showering the children with their dream gifts, others think about ways to ensure that the little ones will be safe and secure. And it’s up to you as a parent to lay a foundation they will be able to rely on when trying to do well in the future. Children start to learn about money from early childhood. Teaching them how to manage their money and setting them up to become financially literate once they grow up and start making their own income is one of the best things you can do. However, you can’t just expect them to figure it all out on their own. Besides the importance of starting at an early age, you also need to stay involved in the process, teach them the habit of saving, give them opportunities to earn and spend money , and help them make intelligent choices regarding what they save for.  Teaching children about money helps them manage their own finances as they get older. Read the article below to learn...

Proper financial management allows you to control expenses and save and prepare for unexpected costs. To do this, it is important to realistically assess spending and not be afraid to involve loved ones in the discussion. These tips will help you manage your family budget wisely. 1. Refrain from large rash purchases Vehicle ownership is expensive and often unnecessary. As public transportation continues to increase, owning your own vehicle in a large city may soon be a thing of the past. A better option may be to choose car rentals because they have become so convenient and affordable to everyone. Suppose you have an irresistible desire to drive a luxury car. In that case, you can, for example, take a  Porsche for rent in Dubai  during your vacation and enjoy driving a rented luxury around the roads of a fairy-tale city without having to buy an expensive family car and spend outrageous sums to keep it alive. 2. Make a list of income and expenses To take control of your m...

“Time is money,” as the saying goes, and it’s true – time is one of our most precious resources. Unfortunately, we can’t get it back once it’s gone, so we must use it wisely. That’s why time management is so important in business and life. We’ll talk about the time is money philosophy and how to make the most of your time. What Does “Remember That Time Is Money” Mean? Remembering that time is money means valuing your time and using it wisely. It means recognizing that every minute you spend is an opportunity cost – you could be doing something else with that time. So, if you’re going to spend time on something, it had better be worth it. Time Is Money Aphorism The phrase “time is money” is often used as an aphorism to encourage productivity and efficiency. The thinking behind it is that you need to use your time wisely if you want to make more money. After all, time is a limited resource that we can never get back once it’s gone. Therefore, we should always try to make the most of...

There are many great ways to make extra money in today’s gig and technology-heavy world. Despite the plethora of side hustles available, many don’t have time to add another significant task to their plate. If you’re struggling to fit more into your busy schedule but still need some extra cash, fear not because there are many legitimate ways to get free money fast. This list contains websites, apps, services, and methods for getting money fast while also capitalizing on your time and energy. If you’ve ever said, “I need money today for free,” this article is for you. I Need Money Today for Free: 15 Best Ways to Grab That Quick Cash 1. Unclaimed Money There are millions of dollars in unclaimed money in cash, checks, money orders, safe deposit boxes, and security deposits. While you can search your state and other various organizations using the government’s unclaimed money site , a few great places to start are MissingMoney.com and Unclaimed.org. Both sites allow you to quickly a...

If you are heading to college, you’ll be excited about meeting new friends and starting with an independent lifestyle studying an exciting subject. College, however, can work out expensive, so how do you make plans to pay the bills, have fun, and pass your exams without ending up broke. Here’s how to finance college without going broke. 1. Save Before You Arrive In College One of the best ways to plan for college is to save as much money as possible before you start studying. You’ll have some funds available for emergencies and the occasional treat by setting money aside. Get a  part-time job  so you earn and can save for college. You’ll also gain life skills and work experience, which helps when you start applying for jobs after college. Some colleges also have part-time work on campus or in the neighborhood to help you get more money while studying. 2. Declutter Your Belongings Another way to raise funds for that emergency fund is to declutter your room or apartment a...