Arrest Your Debt

Do you have some big savings goals this year? Or maybe there are a few things you’d like to buy, but need to save up for first. Saving money isn’t impossible—but you do need to be smart. Wondering how to save for big purchases? Honestly, it depends on a lot. You have your own unique and personal needs, budget and financial situation. So what works for you might not work for someone else. But, no matter your savings goal, saving money is essentially the same process for everybody. You need to spend less than you bring in. How Do You Budget for Big Purchases? If you’re looking for a place to start, we have a few suggestions that can help. Here are a few things you can do to save up: Define what the upcoming big purchases are, including amounts. Save by paying yourself first out of your income. Set SMART goals you can actually meet. Use the 50/20/30 rule to incorporate goals into your monthly budget . Open a high-interest savings account to maximize potential savings. Use mi...

Owning a home is the cornerstone of the “American Dream,” and many people aspire to one day turn the key in a home of their own. Mobile homes offer a great alternative to traditional “stick-built” homes, and buyers can enjoy fully customized affordable housing. In addition, renting to own a mobile home offers an affordable solution to anyone who may find saving for a down payment a challenge or for someone who wants to live in the home for a few years before buying. What Is Rent-to-Own? Rent-to-own is essentially a program in which a portion of your monthly rental payments goes toward the eventual purchase of the home. This is especially helpful for people who have trouble saving for a down payment, which on many loans can be as much as 20 percent of the home’s purchase price. The rent-to-own agreement specifies which percentage of the monthly payment will be applied to the future down payment. There may even be options for you to pay extra in order to speed up the process of own...

Dabbl is a mobile phone application through which people earn money. Money is earned when you complete fun interactive games, quizzes, and videos. Reviews about the app are both negative and positive. This Dabbl review will provide an honest assessment of the app and its positives and negatives. Dabbl was first created as AdJoy, a product of the famous AdJoy Company, in 2015. The AdJoy Company is well known for the significant impact it has had in the media marketing and digital advertisement sectors. All operations known with the name AdJoy were, however, changed to Dabbl. Dabbl, therefore, also represents the company and all it has to offer.  The idea behind AdJoy was that people have to view ads from big brands for free each time they are online. Unfortunately, while people enjoyed watching ads for money, the company has not maintained or increased the earnings for people years later. On the contrary, points earned continue to drop, and people can only earn gift cards worth v...

If you’re looking for a way to get out of debt fast, you may be considering the debt snowball method to pay off those unpaid balances. But what if you have high-interest debts? Is the debt snowball still your best bet? In this article, we’ll discuss what the debt snowball strategy is, if you should use it on your high-interest debts, and other debt-relief tools to consider.  What’s the debt snowball method?  The debt snowball method is a debt payoff method that focuses on eliminating your smallest balances first. You continue to pay the minimum amounts on your debts to avoid dinging your credit score or accruing late fees, but any leftover cash goes toward your smallest balance. Once that’s paid off, you’ll move on to the second smallest debt. The debt snowball is great if you need to feel motivated on your debt payoff journey. Watching yourself progress by knocking out the smallest debts first can give you the encouragement you need to stick with your debt repayment pl...

The COVID-19 pandemic started in late 2019, but its adverse effects are still heavily felt in 2021. With the rules and regulations in place, many businesses were forced to close down, spiking the unemployment rate in the country. Even with the stimulus checks given by the government, it’s still not possible to alleviate the financial burdens, which a lot of Americans bear to this day. So, they resort to alternative options such as payday loans. Payday loans are handy, especially if you’re good with managing money . However, it can become a double-edged sword if you fail to repay it as the interest goes up. Also, it has a bad reputation because it’s used by many scam lenders on the internet.  Fortunately, there are a lot of alternative financial solutions other than payday loans. They may not be as easy to get as payday loans, but you can rest assured that they are safe and better alternatives. Here are some of them. Bad Credit Loans When consumers have bad credit , they have ...

Ready to take your cryptocurrency investing to the next level and take advantage of the constant price movements? Crypto arbitrage will probably seem like an attractive prospect — who doesn’t like the idea of buying crypto in one place and selling it for a profit somewhere else? When done successfully, crypto arbitrage can literally mean making money out of thin air. But done wrong, it can mean losing huge sums, so make sure you know what you’re doing before you dive straight in. Keep in mind, arbitrage is unlike  researching  and then investing in crypto for the long term, so if you’re curious to learn more, we’ll cover what crypto arbitrage is, how to do it, and whether you’re likely to pull it off profitably. What Is Crypto Arbitrage? Simply put, crypto arbitrage means  buying cryptocurrency  on one exchange and selling it for a higher price on another exchange, allowing you to make a profit. This process is possible because there are various crypto exchanges...

Around 64% of Americans have not saved enough for retirement, and about half of those individuals may have nothing set aside when they reach retirement age. The pandemic worsened some grim statistics from a recent  GoBankingRates survey . Many people lost their jobs and are months  behind on bills . With such a large percentage of Americans struggling to  save for retirement , it’s clear that many of these individuals will need to work far past the full retirement age. And quite possibly in some capacity for the rest of their lives. This harsh reality begs the question: Can I work and collect social security? Like most things, the answer to that question is complex and varies depending on your situation. However, by the end of this article, you will be able to answer the question for yourself and your loved ones. Can I work and collect social security? Let’s find out. What is Social Security? Signed into law in  1935 as part of the New Deal , the origina...