Arrest Your Debt

When you are facing debt, you might feel considerable uncertainty and confusion. How should you proceed to minimize the rate of interest you pay? How do you quickly and efficiently eliminate your debt? Should you consolidate your debt or opt for credit counseling to see what your options are? We hope that this article will help you decide which of the two possibilities–credit counseling or debt consolidation–is right for you and your situation.  If you aren’t sure about the best way to approach paying off your debt, it’s important to carefully consider your options. You can use resources such as Supermoney to look into debt relief services like credit counseling, debt consolidation, debt settlement, and credit repair. Credit Counseling: What It Is and How It Works During credit counseling, you will speak with a certified credit counselor, discuss your finances, and then look at various options for paying off your debt. A credit counselor will help you acquire a broad, object...

When discussing salaries, you often hear about six-figure salaries. For many, six-figures feel like that mythical and legendary wall that few can get past. For others, it is the minimum salary needed to live comfortably due to the high cost of living in their area. This article is going to touch upon several topics when it comes to 6-figures: We will clearly define what it means to make a six-figure salary. We’ll illustrate what a six-figure lifestyle really looks like. We will then explore how common a six-figure annual income really is. We will cover the common traits of people who earn six-figures in annual compensation. Lastly, we will explore a few different ways to start earning 6-figures if you haven’t quite hit that threshold yet. Clearly Defining The 6-Figure Salary We need to be on the same page here, which means we need to clearly define what six-figures means. In general, when people use the term six-figures, and for this article’s purposes, it means earning ...

Debt does have a place in this world and it’s not always a negative thing. If managed correctly, you can actually use debt to your advantage. However, not everyone has a lump sum set aside for emergency expenses or large purchases, and many people resort to using credit cards or taking out loans for both unexpected and expected expenses. As you may be fully aware, debt becomes a problem when you are unable to keep up with the monthly payments. If you are overwhelmed by a significant amount of debt, it can be a major point of frustration in your life and wreak havoc on your finances. No matter how bad your financial situation is, know you’re not alone. Debt and financial stress seems to be the American way. Luckily, there’s a way out if you’re willing to buckle down and change your financial habits . To help you cope with this financial difficulty, here are some of the things you can do when you’re struggling with debt repayments.  Cut Down Non-Essential Spending It’s hard to...

For many Americans, screaming, “We’re Debt-Free!” and ultimately living a life without financial stress seems somewhat impossible. The messaging on the internet, social media, news, and even within homes promotes a culture of  buying now and paying later .  The consumer system is set up so that most purchases depend on applicant creditworthiness and a focus on being in debt responsibly . A high credit score will get you lower interest rates on major purchases, and a low credit score is a cause for worry because of higher interest rates. Many people also struggle to build their credit, and they must be careful about which personal finance decisions impact credit scores.  The average American builds credit by opening a credit card account, acquiring student loan debt, or making car payments. Many people also live paycheck to paycheck , making it difficult to avoid applying for loans if they urgently need money.  The availability of easy to obtain high-interest c...

3D printing technology is still a new concept for most people. However, the technology has been around for a few decades now, and a savvy group of people has figured out how to make money with 3D printers. Learning as much as you can about 3D printing today is important as different manufacturing sectors move towards this technology. With 3D printing, manufacturers can reduce the prices of products. Better yet, the software pipeline has gotten better, allowing 3D models to print with ease, and at record speeds. Engineers and hobbyists turn their crafting passions into a reality using 3D printing technology. These enthusiasts might use 3D pens to create models from the comfort of their homes. However, the 3D pen does not come close to the precision of a printer. Again, it is costly to buy and maintain a 3D printer at home. This is where you can offer your help and make money with 3D printing services and rapid prototyping skills. You do still need a 3D printer? Later in this artic...