Arrest Your Debt

Have you been in this situation? An old friend calls and wants to meet to catch up and to discuss an opportunity. Once you arrive, there are glossy fliers on how you too, can become wealthy while working part-time from home with Amway. It all looks so attractive. Is it too good to be true? This post will finally give you the information to find out if Amway is a Pyramid Scheme. Your friend may insist that Amway is a legitimate opportunity – not to mention they will benefit from signing you on. Other people insist that it is a total fraud. The truth? The story is much more complicated than either side would have you believe. What Is Amway? Amway was founded in 1959 by Jay Van Andel and cofounder Richard DeVos. Van Andel and DeVos met while attending the Grand Rapids Christian School and found a similar fascination with business and sales. Prior to Amway’s beginning, both DeVos and Van Andel had already been business partners in several ventures, most of which failed, including a s...

Student loans are normal practice, especially if you want to get an expensive education. There is nothing wrong with borrowing money from the state or private companies to pay for your tuition and living in any city. Nevertheless, you should understand that sooner or later, you will have to give this money back. Currently, many US residents are faced with problems with the return of credit funds. The fact is that not every college or university graduate can pay off debt on time. This leads to huge problems in the future and litigation. Here are some tips to help you to avoid student loan debt . Find A College That Fits Your Budget There is no shame in looking for a college that will be cheaper but will provide approximately the same level of knowledge. Many educational institutions offer the same level of education as competitors but require at least 20-40 percent less. For example, if you are looking for a college for your law degree, you can spend as little as $25,000 instead of ...

Most students attest to not knowing how they squandered their money within no time to take back and notice their mistake. It is because, at the university, you have so much at your disposal that requires spending money. If you love all sundry, you find it hard not to spend a lot. It is crucial to saving money to secure your life on campus. Write down and use these savings secrets to help you track the flow of money . 1. Finding Affordable Accommodation       When you do not have enough money to sustain you through the rising rent imposed by landlords, it is better to live at home. It does not affect your education but helps you save. You also evade landlords that take advantage of your lack of knowledge on tenant rights.  Tap on your parent’s home insurance if it covers you and use it instead of paying rent. You receive tax deductions when you register as a voter. 2. Affordable Assignment Service One key thing that students must know about to save mone...

For honest debtors in difficult financial straits, bankruptcy offers a fresh start. This clean financial slate includes a discharge of many of your debts and the halting of collection efforts. In some cases, a single bankruptcy might not solve all of your financial woes or prevent the onset of new challenges.  But can you file bankruptcy twice? As you’ll see below, most unsecured debts disappear in bankruptcy. Over time, the clean slate opens the door to renewed offers from credit card companies and other lenders for you to borrow money. In particular, the passage of time and the opportunities to rebuild credit may encourage you to open new accounts. With the new debt, though, comes the risk that an unforeseen job loss, sickness, or urgent home or vehicle repairs will dwindle your resources. If you are not careful, you might see debt mounting to the point that you cannot repay or control it. When a second filing becomes necessary, the question arises whether you’re permi...

The cost of furnishing any space depends on where you source the furniture. Finding the best cheap furniture stores will substantially reduce the cost of furnishing your  house  or apartment. But how do you know where to find the best cheap furniture stores? You can find cheap furniture with: Department and furniture stores (in-store and online) Buying from sellers on apps like  Mercari Using cashback and rewards apps or programs like  Rakuten Garage sales , estate sales, etc It’s all about knowing where to look to get the best deal on furniture prices. The chances of finding a dining set from Pottery Barn under $300 are slim to none. But what about at a store like Overstock? Let’s talk about some other cheap furniture stores (that won’t skimp you on quality either). Best Cheap Furniture Stores With Good Quality for a Low Price Most people go for more expensive furniture because they think cheap furniture has low quality. They think that if they spend $1,...

While  traditional credit cards  are great consumer products because they reward your spending, the best  prepaid cards are useful because they can help you control your budget . If you are someone who needs to reign in spending or just get a better handle on your budget, then prepaid cards could be a good solution for you.  What is a Prepaid Debit Card? A prepaid card, or prepaid debit card, is a card issued by a bank or financial institution that you can pre-load funds on to for payment. Think of them as a gift card that you can spend almost anywhere rather than just at one store. Compared to Debit Cards Prepaid debit cards are slightly different than regular debit cards. Regular debit cards are connected to a checking account and withdraw funds from that bank account every time you make a purchase. With traditional debit cards, you also run the risk of overdrawing your account. Prepaid debit cards have funds preloaded onto the card, and you typically can...

Whether you are looking for a side hustle or an adventure, house sitting jobs might be the way to go. These opportunities can either give you a free place to stay on your next vacation or put some  extra money  in your pocket.  There are tons of different ways to connect with these opportunities, and we scoured through them all to find the best ones for you. What Does House Sitting Mean? House sitting is when you watch someone’s house while they are out of town. Sometimes, house sitting services include spending the night, and sometimes it just involves stopping in at defined intervals and making sure everything is okay. People generally hire house sitters to get the mail, turn a few lights on, water plants, and take care of pets while they are away. These things also help deter would-be burglars who want to target empty homes. The house sitter helps make the house look occupied. Do House Sitters Get Paid? Most house sitters get paid in one way or another unless y...

As a personal finance enthusiast, I try to stay on top of the latest trends and topics related to debt, credit, and other important money management topics. For this post, I signed up to compare Credit Sesame vs. Credit Karma to see which was more beneficial and whether one was a waste of my time.  Credit Sesame vs. Credit Karma What Is Credit Karma? Credit Karma  is the largest  free  credit monitoring service in America. Created in San Francisco, California, in 2007, Credit Karma provides consumers with access to their credit score.  The majority of credit monitoring services do not provide the users with actual credit scores, so this is one of the main draws to Credit Karma. With Credit Karma, the users can access for free: The user’s credit score The information in the user’s credit report from both TransUnion and Equifax The factors that can improve or hurt a credit score Actionable steps to improve the user’s credit score Free tax filing and pr...